Pearsonville, CA
Pearsonville wildfire risk explained
USFS scores Pearsonville at the 57th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 40 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pearsonville at the 53rd national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Pearsonville's building exposure, zone by zone
Direct exposure dominates in Pearsonville: 87.5% of its 40 buildings, versus 12.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Pearsonville compares
Pearsonville ranks lower within California (15th percentile statewide) than its 57th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Pearsonville ranks 13,453 for wildfire risk (1 is highest) and 31,165 by building count (1 is largest). Within California alone, it ranks 1,330 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Pearsonville and the insurance market
Pearsonville sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 57th-percentile score like Pearsonville's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pearsonville (87.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Pearsonville's 13,453-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Pearsonville, see the exposure-zones guide.