Pearsall, TX
Pearsall, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Pearsall lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,674 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pearsall's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Where Pearsall's buildings actually sit
Most of Pearsall's buildings (69.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Pearsall against the rest of the country
Pearsall scores 83rd nationally and 69th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pearsall ranks 5,339 for wildfire risk (1 is highest) and 4,557 by building count (1 is largest). Within Texas alone, it ranks 553 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Pearsall carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 69.9% of Pearsall's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Pearsall's 5,339-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Pearsall, see the exposure-zones guide.