Pearland, TX
How exposed is Pearland to wildfire?
Pearland sits at the 68th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 44,834 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pearland at the 71st percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
Most of Pearland's buildings (83.4% of 44,834) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 44,834 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Pearland against the rest of the country
Inside Texas, Pearland sits at just the 25th percentile even though it scores 68th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pearland ranks 10,227 for wildfire risk (1 is highest) and 205 by building count (1 is largest). Within Texas alone, it ranks 1,340 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 68th percentile nationally, Pearland carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Pearland
With 83.4% of buildings rated Minimal exposure, Pearland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 44,834 counted buildings into the percentiles shown above for Pearland. For more on what minimal exposure implies beyond Pearland, see the exposure-zones guide.