Pearcy, AR
How exposed is Pearcy to wildfire?
Pearcy sits at the 74th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 166 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pearcy's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 100% of Pearcy's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 166 structures sit close enough to vegetation that lot clearing matters most.
Pearcy against the rest of the country
There's little gap between Pearcy's 74th national percentile and its 62nd percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pearcy ranks 8,122 for wildfire risk (1 is highest) and 26,162 by building count (1 is largest). Within Arkansas alone, it ranks 232 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Pearcy's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Pearcy
Because Direct exposure dominates in Pearcy (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Pearcy's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pearcy, see the exposure-zones guide.