Peach Creek, WV
How exposed is Peach Creek to wildfire?
Peach Creek's 118 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Peach Creek at the 96th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Peach Creek's building exposure, zone by zone
USFS classifies 69.5% of Peach Creek's buildings as Direct exposure, higher than its 30.5% Indirect share and far above its 0% Minimal share — a profile where 82 structures sit close enough to vegetation that lot clearing matters most.
Peach Creek against the rest of the country
Peach Creek scores 94th nationally and 93rd within West Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Peach Creek ranks 2,002 for wildfire risk (1 is highest) and 28,282 by building count (1 is largest). Within West Virginia alone, it ranks 33 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Shopping for coverage in Peach Creek
Peach Creek's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 69.5% of Peach Creek in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Peach Creek's figures come from
Every one of the two percentiles behind Peach Creek's 2,002-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Peach Creek's dominant direct exposure actually means, with real examples from across the dataset.