Pea Ridge, AR
Pea Ridge wildfire risk explained
Pea Ridge's 2,980 buildings earn a 75th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pea Ridge at the 77th percentile, close to its 75th-percentile risk score.
What "at risk" means for the buildings here
Of Pea Ridge's 2,980 counted buildings, 60.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Pea Ridge compares
Pea Ridge scores 75th nationally and 65th within Arkansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pea Ridge ranks 7,867 for wildfire risk (1 is highest) and 5,468 by building count (1 is largest). Within Arkansas alone, it ranks 216 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Pea Ridge's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Pea Ridge's 60.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,980 counted buildings into the percentiles shown above for Pea Ridge. For more on what direct exposure implies beyond Pea Ridge, see the exposure-zones guide.