Pea Ridge, AL
Pea Ridge, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Pea Ridge at the 75th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 585 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pea Ridge at the 77th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Pea Ridge's buildings actually sit
Of Pea Ridge's 585 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Pea Ridge against the rest of the country
Pea Ridge's 75th national percentile looks worse in isolation than its 57th ranking inside Alabama does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Pea Ridge ranks 7,993 for wildfire risk (1 is highest) and 16,030 by building count (1 is largest). Within Alabama alone, it ranks 251 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Pea Ridge
Pea Ridge's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Pea Ridge
Because Direct exposure dominates in Pea Ridge (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Pea Ridge's 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pea Ridge, see the exposure-zones guide.