Paxton, IN
Paxton, IN's wildfire risk, in USFS's own numbers
Paxton's 203 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Paxton at the 5th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Paxton's buildings actually sit
USFS classifies 61.1% of Paxton's buildings as Direct exposure, higher than its 0% Indirect share and far above its 38.9% Minimal share — a profile where 124 structures sit close enough to vegetation that lot clearing matters most.
Where Paxton ranks
Within Indiana, Paxton ranks higher (32nd percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Paxton ranks 30,099 for wildfire risk (1 is highest) and 24,727 by building count (1 is largest). Within Indiana alone, it ranks 651 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Paxton's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Paxton's 61.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Paxton's figures come from
Paxton's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Paxton's dominant direct exposure actually means, with real examples from across the dataset.