Pawnee, TX
How exposed is Pawnee to wildfire?
USFS's Wildfire Risk to Communities model puts Pawnee at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 185 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pawnee at the 72nd percentile, close to its 73rd-percentile risk score.
Where Pawnee's buildings actually sit
Direct exposure dominates in Pawnee: 76.8% of its 185 buildings, versus 23.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Pawnee against the rest of the country
Inside Texas, Pawnee sits at just the 40th percentile even though it scores 73rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pawnee ranks 8,492 for wildfire risk (1 is highest) and 25,440 by building count (1 is largest). Within Texas alone, it ranks 1,086 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Pawnee
At the 73rd percentile nationally, Pawnee carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pawnee (76.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Pawnee's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pawnee, see the exposure-zones guide.