Pawcatuck, CT
How exposed is Pawcatuck to wildfire?
USFS's Wildfire Risk to Communities model puts Pawcatuck at the 15th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 3,470 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pawcatuck at the 14th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Pawcatuck's buildings actually sit
Most of Pawcatuck's buildings (73.8% of 3,470) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Pawcatuck ranks
There's little gap between Pawcatuck's 15th national percentile and its 1st percentile inside Connecticut, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pawcatuck ranks 26,905 for wildfire risk (1 is highest) and 4,811 by building count (1 is largest). Within Connecticut alone, it ranks 211 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
Pawcatuck's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Pawcatuck
Pawcatuck's 73.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Pawcatuck's 26,905-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Pawcatuck, see the exposure-zones guide.