Pavilion, NY
Pavilion wildfire risk explained
Pavilion's 430 buildings earn a 4th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pavilion's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Pavilion's building exposure, zone by zone
430 buildings are counted in Pavilion, and 58.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 40.7% rated Minimal.
Pavilion against the rest of the country
Pavilion scores 4th nationally and 2nd within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pavilion ranks 30,392 for wildfire risk (1 is highest) and 18,652 by building count (1 is largest). Within New York alone, it ranks 1,261 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Pavilion
Pavilion's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pavilion (58.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Pavilion's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pavilion, see the exposure-zones guide.