Pauls Valley, OK
Pauls Valley, OK's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Pauls Valley lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,408 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pauls Valley's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Pauls Valley's building exposure, zone by zone
USFS puts 74.9% of Pauls Valley's 3,408 buildings in the Indirect exposure zone, versus 20% Direct and 5.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Pauls Valley against the rest of the country
Pauls Valley's 89th national percentile looks worse in isolation than its 43rd ranking inside Oklahoma does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Pauls Valley ranks 3,507 for wildfire risk (1 is highest) and 4,906 by building count (1 is largest). Within Oklahoma alone, it ranks 476 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 89th percentile nationally, Pauls Valley carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Pauls Valley
With ember exposure the dominant pattern in Pauls Valley (74.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Pauls Valley's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Pauls Valley, see the exposure-zones guide.