Paullina, IA
How exposed is Paullina to wildfire?
Paullina's 803 buildings earn a 31st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Paullina at the 28th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Paullina's buildings actually sit
USFS classifies 83.8% of Paullina's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 16.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Paullina ranks
There's little gap between Paullina's 31st national percentile and its 45th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Paullina ranks 21,896 for wildfire risk (1 is highest) and 13,605 by building count (1 is largest). Within Iowa alone, it ranks 558 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Paullina and the insurance market
Paullina's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 83.8% of buildings rated Minimal exposure, Paullina gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Paullina's figures come from
Every one of the two percentiles behind Paullina's 21,896-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Paullina's dominant minimal exposure actually means, with real examples from across the dataset.