Paulding, OH
Paulding, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Paulding at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,066 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Paulding's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Where Paulding's buildings actually sit
Most of Paulding's buildings (93.6% of 2,066) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Paulding against the rest of the country
Paulding's risk sits at a similar level relative to Ohio (10th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Paulding ranks 31,059 for wildfire risk (1 is highest) and 7,297 by building count (1 is largest). Within Ohio alone, it ranks 1,145 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 2nd national percentile, Paulding rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 93.6% of buildings rated Minimal exposure, Paulding gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,066 counted buildings into the percentiles shown above for Paulding. For more on what minimal exposure implies beyond Paulding, see the exposure-zones guide.