Paul, ID
How exposed is Paul to wildfire?
Paul's 660 buildings earn a 14th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Paul at the 13th percentile, close to its 14th-percentile risk score.
Where Paul's buildings actually sit
96.8% of Paul's 660 buildings sit in USFS's Minimal exposure zone, with only 3.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Paul against the rest of the country
There's little gap between Paul's 14th national percentile and its 2nd percentile inside Idaho, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Paul ranks 27,220 for wildfire risk (1 is highest) and 15,057 by building count (1 is largest). Within Idaho alone, it ranks 227 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Paul's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 96.8% of buildings rated Minimal exposure, Paul gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Paul's figures come from
Paul's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Paul's dominant minimal exposure actually means, with real examples from across the dataset.