Pattonsburg, MO
How exposed is Pattonsburg to wildfire?
USFS scores Pattonsburg at the 60th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 176 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pattonsburg at the 61st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 63.6% of Pattonsburg's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 36.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Pattonsburg against the rest of the country
Pattonsburg scores 60th nationally and 56th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pattonsburg ranks 12,610 for wildfire risk (1 is highest) and 25,788 by building count (1 is largest). Within Missouri alone, it ranks 472 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Pattonsburg and the insurance market
Pattonsburg's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Pattonsburg
Even with 63.6% of Pattonsburg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Pattonsburg's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Pattonsburg, see the exposure-zones guide.