Pattison, TX
Pattison wildfire risk explained
Pattison's 436 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pattison at the 78th percentile, close to its 76th-percentile risk score.
Where Pattison's buildings actually sit
Direct exposure dominates in Pattison: 88.8% of its 436 buildings, versus 11.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Pattison ranks
Pattison ranks lower within Texas (48th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Pattison ranks 7,703 for wildfire risk (1 is highest) and 18,540 by building count (1 is largest). Within Texas alone, it ranks 935 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Pattison's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pattison (88.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 436 counted buildings into the percentiles shown above for Pattison. For more on what direct exposure implies beyond Pattison, see the exposure-zones guide.