Patterson, GA
Patterson, GA's wildfire risk, in USFS's own numbers
Patterson's 545 buildings earn a 69th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Patterson's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Where Patterson's buildings actually sit
68.3% of Patterson's 545 buildings sit in USFS's Direct exposure zone, roughly 372 structures close enough to burnable vegetation for flame contact, not just embers — 31.7% fall in the Indirect, ember-only zone and 0% are Minimal.
How Patterson compares
Patterson scores 69th nationally and 61st within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Patterson ranks 9,831 for wildfire risk (1 is highest) and 16,632 by building count (1 is largest). Within Georgia alone, it ranks 263 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Patterson and the insurance market
At the 69th percentile nationally, Patterson carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 68.3% of Patterson in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Patterson's figures come from
Patterson's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Patterson's dominant direct exposure actually means, with real examples from across the dataset.