Patoka, IL
Patoka wildfire risk explained
Out of every US place USFS scores, Patoka lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 462 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Patoka at the 7th percentile, close to its 7th-percentile risk score.
Where Patoka's buildings actually sit
Only 22.1% of Patoka's 462 buildings carry Direct exposure and 0% carry Indirect; the remaining 77.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Patoka against the rest of the country
Compare Patoka's two percentiles: 35th within Illinois, only 7th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Patoka ranks 29,300 for wildfire risk (1 is highest) and 18,024 by building count (1 is largest). Within Illinois alone, it ranks 940 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Patoka and the insurance market
At the 7th national percentile, Patoka rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 77.9% of buildings rated Minimal exposure, Patoka gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Patoka's figures come from
Every one of the two percentiles behind Patoka's 29,300-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Patoka's dominant minimal exposure actually means, with real examples from across the dataset.