Patagonia, AZ
Patagonia, AZ's wildfire risk, in USFS's own numbers
Patagonia's 670 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Patagonia at the 99th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Patagonia's building exposure, zone by zone
Indirect exposure is dominant in Patagonia (58.5% of 670 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 41.5% sit in the Direct zone.
How Patagonia compares
Patagonia scores 98th nationally and 91st within Arizona — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Patagonia ranks 525 for wildfire risk (1 is highest) and 14,965 by building count (1 is largest). Within Arizona alone, it ranks 42 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Patagonia and the insurance market
At the 98th percentile nationally, Patagonia carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 58.5% of Patagonia's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Patagonia's figures come from
Every one of the two percentiles behind Patagonia's 525-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Patagonia's dominant indirect exposure actually means, with real examples from across the dataset.