Pascoag, RI
How exposed is Pascoag to wildfire?
Pascoag sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,803 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pascoag at the 28th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Pascoag's building exposure, zone by zone
58.9% of Pascoag's 1,803 buildings sit in USFS's Direct exposure zone, roughly 1,061 structures close enough to burnable vegetation for flame contact, not just embers — 36.7% fall in the Indirect, ember-only zone and 4.5% are Minimal.
Pascoag against the rest of the country
Within Rhode Island, Pascoag ranks higher (86th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Pascoag ranks 21,667 for wildfire risk (1 is highest) and 8,054 by building count (1 is largest). Within Rhode Island alone, it ranks 6 of 36 places by risk. See the full county-by-county picture for Rhode Island on its state page.
Pascoag and the insurance market
Pascoag's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 58.9% of Pascoag in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Pascoag's figures come from
Every one of the two percentiles behind Pascoag's 21,667-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pascoag's dominant direct exposure actually means, with real examples from across the dataset.