Pasco, WA
Pasco wildfire risk explained
Pasco's 24,923 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pasco's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Where Pasco's buildings actually sit
Only 7.9% of Pasco's 24,923 buildings carry Direct exposure and 0.4% carry Indirect; the remaining 91.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 24,923 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Pasco against the rest of the country
Pasco scores 67th nationally and 70th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pasco ranks 10,417 for wildfire risk (1 is highest) and 512 by building count (1 is largest). Within Washington alone, it ranks 187 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Pasco's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Even with 91.7% of Pasco outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 24,923 counted buildings into the percentiles shown above for Pasco. For more on what minimal exposure implies beyond Pasco, see the exposure-zones guide.