Pasadena Hills, FL
Pasadena Hills, FL's wildfire risk, in USFS's own numbers
USFS scores Pasadena Hills at the 87th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 5,501 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pasadena Hills's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Pasadena Hills's building exposure, zone by zone
63.2% of Pasadena Hills's 5,501 buildings sit in USFS's Direct exposure zone, roughly 3,477 structures close enough to burnable vegetation for flame contact, not just embers — 33.6% fall in the Indirect, ember-only zone and 3.2% are Minimal. At 5,501 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Pasadena Hills compares
Pasadena Hills ranks lower within Florida (70th percentile statewide) than its 87th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Pasadena Hills ranks 4,219 for wildfire risk (1 is highest) and 3,133 by building count (1 is largest). Within Florida alone, it ranks 293 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Pasadena Hills's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pasadena Hills (63.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pasadena Hills's figures come from
The methodology guide shows exactly how USFS turned 5,501 counted buildings into the percentiles shown above for Pasadena Hills. The exposure-zones guide covers what Pasadena Hills's dominant direct exposure actually means, with real examples from across the dataset.