Parrottsville, TN
How exposed is Parrottsville to wildfire?
Parrottsville's 173 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Parrottsville at the 78th national percentile — 5 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Parrottsville's buildings actually sit
USFS classifies 69.4% of Parrottsville's buildings as Direct exposure, higher than its 30.6% Indirect share and far above its 0% Minimal share — a profile where 120 structures sit close enough to vegetation that lot clearing matters most.
Parrottsville against the rest of the country
Parrottsville's risk sits at a similar level relative to Tennessee (72nd percentile statewide) as it does nationally (73rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Parrottsville ranks 8,548 for wildfire risk (1 is highest) and 25,918 by building count (1 is largest). Within Tennessee alone, it ranks 143 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Parrottsville's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Parrottsville (69.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Parrottsville's figures come from
The methodology guide shows exactly how USFS turned 173 counted buildings into the percentiles shown above for Parrottsville. The exposure-zones guide covers what Parrottsville's dominant direct exposure actually means, with real examples from across the dataset.