Parma, ID
Parma wildfire risk explained
USFS scores Parma at the 76th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,045 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Parma at the 75th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Parma's buildings actually sit
Most of Parma's buildings (81.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Parma ranks
Inside Idaho, Parma sits at just the 42nd percentile even though it scores 76th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Parma ranks 7,718 for wildfire risk (1 is highest) and 11,622 by building count (1 is largest). Within Idaho alone, it ranks 135 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Shopping for coverage in Parma
At the 76th percentile nationally, Parma carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Parma's 81.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,045 counted buildings into the percentiles shown above for Parma. For more on what indirect exposure implies beyond Parma, see the exposure-zones guide.