Parkwood, CA
How exposed is Parkwood to wildfire?
Out of every US place USFS scores, Parkwood lands at the 80th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 586 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Parkwood's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 90.3% of Parkwood's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Parkwood against the rest of the country
Parkwood ranks lower within California (40th percentile statewide) than its 80th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Parkwood ranks 6,392 for wildfire risk (1 is highest) and 16,018 by building count (1 is largest). Within California alone, it ranks 940 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Parkwood sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 80th-percentile score like Parkwood's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
With 90.3% of buildings rated Minimal exposure, Parkwood gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Parkwood's 6,392-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Parkwood, see the exposure-zones guide.