Parkland, FL
How exposed is Parkland to wildfire?
USFS scores Parkland at the 99th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 10,898 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Parkland at the 99th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Parkland's buildings actually sit
Only 15.5% of Parkland's 10,898 buildings carry Direct exposure and 29.6% carry Indirect; the remaining 54.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 10,898 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Parkland against the rest of the country
Parkland scores 99th nationally and 99th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Parkland ranks 257 for wildfire risk (1 is highest) and 1,452 by building count (1 is largest). Within Florida alone, it ranks 7 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Parkland's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Even with 54.8% of Parkland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Parkland's figures come from
Every one of the two percentiles behind Parkland's 257-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Parkland's dominant minimal exposure actually means, with real examples from across the dataset.