Parkers Settlement, IN
Parkers Settlement wildfire risk explained
USFS's Wildfire Risk to Communities model puts Parkers Settlement at the 18th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 455 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Parkers Settlement at the 18th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Parkers Settlement's building exposure, zone by zone
455 buildings are counted in Parkers Settlement, and 69% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.3% rated Minimal.
Parkers Settlement against the rest of the country
Parkers Settlement's 74th-percentile standing inside Indiana outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Parkers Settlement ranks 25,934 for wildfire risk (1 is highest) and 18,170 by building count (1 is largest). Within Indiana alone, it ranks 254 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Parkers Settlement and the insurance market
At the 18th national percentile, Parkers Settlement rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 69% of Parkers Settlement in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Parkers Settlement's figures come from
Every one of the two percentiles behind Parkers Settlement's 25,934-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Parkers Settlement's dominant direct exposure actually means, with real examples from across the dataset.