Parker's Crossroads, TN
Parker's Crossroads, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Parker's Crossroads lands at the 47th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 245 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Parker's Crossroads at the 49th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
80.4% of Parker's Crossroads's 245 buildings sit in USFS's Direct exposure zone, roughly 197 structures close enough to burnable vegetation for flame contact, not just embers — 19.6% fall in the Indirect, ember-only zone and 0% are Minimal.
How Parker's Crossroads compares
There's little gap between Parker's Crossroads's 47th national percentile and its 37th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Parker's Crossroads ranks 16,720 for wildfire risk (1 is highest) and 23,314 by building count (1 is largest). Within Tennessee alone, it ranks 315 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Parker's Crossroads
Parker's Crossroads's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Parker's Crossroads (80.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Parker's Crossroads's figures come from
Every one of the two percentiles behind Parker's Crossroads's 16,720-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Parker's Crossroads's dominant direct exposure actually means, with real examples from across the dataset.