Parker, TX
Parker, TX's wildfire risk, in USFS's own numbers
Parker sits at the 59th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,468 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Parker's burn probability — fire likelihood with no building count factored in — sits at the 59th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Parker: 67.7% of its 2,468 buildings, versus 0% Indirect and 32.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Parker compares
Inside Texas, Parker sits at just the 13th percentile even though it scores 59th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Parker ranks 12,843 for wildfire risk (1 is highest) and 6,358 by building count (1 is largest). Within Texas alone, it ranks 1,557 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Parker's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Parker's 67.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,468 counted buildings into the percentiles shown above for Parker. For more on what direct exposure implies beyond Parker, see the exposure-zones guide.