Parker City, IN
How exposed is Parker City to wildfire?
Out of every US place USFS scores, Parker City lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 746 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Parker City's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Parker City's building exposure, zone by zone
USFS classifies 92.5% of Parker City's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Parker City against the rest of the country
Within Indiana, Parker City ranks higher (24th percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Parker City ranks 30,481 for wildfire risk (1 is highest) and 14,161 by building count (1 is largest). Within Indiana alone, it ranks 739 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Parker City's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 92.5% of buildings rated Minimal exposure, Parker City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Parker City's figures come from
Every one of the two percentiles behind Parker City's 30,481-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Parker City's dominant minimal exposure actually means, with real examples from across the dataset.