Park City, UT
How exposed is Park City to wildfire?
USFS's Wildfire Risk to Communities model puts Park City at the 94th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 5,080 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Park City's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Park City: 51% of its 5,080 buildings, versus 49% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 5,080 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Park City against the rest of the country
Park City's 94th national percentile looks worse in isolation than its 74th ranking inside Utah does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Park City ranks 1,969 for wildfire risk (1 is highest) and 3,393 by building count (1 is largest). Within Utah alone, it ranks 88 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
At the 94th percentile nationally, Park City carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Park City's 51% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Park City's figures come from
Every one of the two percentiles behind Park City's 1,969-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Park City's dominant direct exposure actually means, with real examples from across the dataset.