Park City, MT
Park City wildfire risk explained
USFS's Wildfire Risk to Communities model puts Park City at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 682 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Park City at the 75th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Park City's buildings actually sit
84.2% of Park City's 682 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 15.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Park City compares
Park City ranks lower within Montana (48th percentile statewide) than its 77th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Park City ranks 7,251 for wildfire risk (1 is highest) and 14,838 by building count (1 is largest). Within Montana alone, it ranks 248 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Park City and the insurance market
Park City's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Park City (84.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Park City's figures come from
The methodology guide shows exactly how USFS turned 682 counted buildings into the percentiles shown above for Park City. The exposure-zones guide covers what Park City's dominant indirect exposure actually means, with real examples from across the dataset.