Paris, TX
How exposed is Paris to wildfire?
Out of every US place USFS scores, Paris lands at the 80th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 12,226 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Paris at the 81st percentile, close to its 80th-percentile risk score.
Where Paris's buildings actually sit
Most of Paris's buildings (37% of 12,226) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 12,226 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Paris compares
Paris's 80th national percentile looks worse in isolation than its 60th ranking inside Texas does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Paris ranks 6,475 for wildfire risk (1 is highest) and 1,266 by building count (1 is largest). Within Texas alone, it ranks 721 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Paris's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Paris
Paris's 37% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 12,226 counted buildings into the percentiles shown above for Paris. For more on what minimal exposure implies beyond Paris, see the exposure-zones guide.