Paris, TN
How exposed is Paris to wildfire?
Paris sits at the 48th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 5,590 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Paris's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Paris's building exposure, zone by zone
Direct exposure dominates in Paris: 60% of its 5,590 buildings, versus 40% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 5,590 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Paris against the rest of the country
Paris scores 48th nationally and 39th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Paris ranks 16,530 for wildfire risk (1 is highest) and 3,083 by building count (1 is largest). Within Tennessee alone, it ranks 306 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Paris and the insurance market
Paris's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Paris's 60% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Paris's figures come from
Paris's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Paris's dominant direct exposure actually means, with real examples from across the dataset.