Paramount-Long Meadow, MD
Paramount-Long Meadow, MD's wildfire risk, in USFS's own numbers
Paramount-Long Meadow's 1,089 buildings earn a 12th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Paramount-Long Meadow's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Where Paramount-Long Meadow's buildings actually sit
USFS classifies 76.3% of Paramount-Long Meadow's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 23.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Paramount-Long Meadow against the rest of the country
Paramount-Long Meadow's risk sits at a similar level relative to Maryland (7th percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Paramount-Long Meadow ranks 27,886 for wildfire risk (1 is highest) and 11,344 by building count (1 is largest). Within Maryland alone, it ranks 488 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
At the 12th national percentile, Paramount-Long Meadow rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 76.3% of Paramount-Long Meadow outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,089 counted buildings into the percentiles shown above for Paramount-Long Meadow. For more on what minimal exposure implies beyond Paramount-Long Meadow, see the exposure-zones guide.