Paragon, IN
How exposed is Paragon to wildfire?
Paragon sits at the 9th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 366 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Paragon's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Where Paragon's buildings actually sit
Most of Paragon's buildings (50.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Paragon ranks
Compare Paragon's two percentiles: 52nd within Indiana, only 9th nationally — a gap of 43 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Paragon ranks 28,738 for wildfire risk (1 is highest) and 19,939 by building count (1 is largest). Within Indiana alone, it ranks 463 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 9th national percentile, Paragon rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Paragon
Paragon's 50.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Paragon's 28,738-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Paragon, see the exposure-zones guide.