Paradise Valley, NV
Paradise Valley, NV's wildfire risk, in USFS's own numbers
Paradise Valley's 159 buildings earn a 99th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Paradise Valley at the 100th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Paradise Valley: 67.9% of its 159 buildings, versus 32.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Paradise Valley against the rest of the country
Paradise Valley scores 99th nationally and 93rd within Nevada — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Paradise Valley ranks 291 for wildfire risk (1 is highest) and 26,487 by building count (1 is largest). Within Nevada alone, it ranks 10 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
What this risk score means for insurance
Paradise Valley's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Paradise Valley
Paradise Valley's 67.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Paradise Valley's figures come from
The methodology guide shows exactly how USFS turned 159 counted buildings into the percentiles shown above for Paradise Valley. The exposure-zones guide covers what Paradise Valley's dominant direct exposure actually means, with real examples from across the dataset.