Paradise, TX
How exposed is Paradise to wildfire?
Out of every US place USFS scores, Paradise lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 396 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Paradise's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Paradise's building exposure, zone by zone
Direct exposure dominates in Paradise: 63.1% of its 396 buildings, versus 36.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Paradise ranks
There's little gap between Paradise's 91st national percentile and its 87th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Paradise ranks 2,753 for wildfire risk (1 is highest) and 19,311 by building count (1 is largest). Within Texas alone, it ranks 231 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Paradise's 91st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Paradise
Because Direct exposure dominates in Paradise (63.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Paradise's figures come from
Every one of the two percentiles behind Paradise's 2,753-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Paradise's dominant direct exposure actually means, with real examples from across the dataset.