Paradise, MO
Paradise wildfire risk explained
Paradise's 81 buildings earn a 63rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Paradise's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Where Paradise's buildings actually sit
51.9% of Paradise's 81 buildings sit in USFS's Direct exposure zone, roughly 42 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 48.2% are Minimal.
Paradise against the rest of the country
There's little gap between Paradise's 63rd national percentile and its 64th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Paradise ranks 11,601 for wildfire risk (1 is highest) and 29,852 by building count (1 is largest). Within Missouri alone, it ranks 382 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Paradise and the insurance market
Paradise's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Paradise
Paradise's 51.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Paradise's figures come from
Every one of the two percentiles behind Paradise's 11,601-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Paradise's dominant direct exposure actually means, with real examples from across the dataset.