Panthersville, GA
How exposed is Panthersville to wildfire?
USFS's Wildfire Risk to Communities model puts Panthersville at the 49th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,812 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Panthersville's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Where Panthersville's buildings actually sit
2,812 buildings are counted in Panthersville, and 54.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 45.1% rated Minimal.
How Panthersville compares
Panthersville's 49th national percentile looks worse in isolation than its 5th ranking inside Georgia does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Panthersville ranks 15,970 for wildfire risk (1 is highest) and 5,737 by building count (1 is largest). Within Georgia alone, it ranks 637 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Panthersville and the insurance market
Panthersville's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Panthersville
Panthersville's 54.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Panthersville's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Panthersville, see the exposure-zones guide.