Pantego, NC
How exposed is Pantego to wildfire?
Pantego sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 209 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pantego at the 61st national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Pantego's buildings actually sit
Direct exposure dominates in Pantego: 67.5% of its 209 buildings, versus 32.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Pantego against the rest of the country
There's little gap between Pantego's 67th national percentile and its 67th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pantego ranks 10,473 for wildfire risk (1 is highest) and 24,530 by building count (1 is largest). Within North Carolina alone, it ranks 257 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Pantego
At the 67th percentile nationally, Pantego carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Pantego's 67.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Pantego's figures come from
Pantego's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pantego's dominant direct exposure actually means, with real examples from across the dataset.