Panorama Village, TX
Panorama Village, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Panorama Village at the 65th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,073 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Panorama Village at the 65th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Panorama Village's buildings actually sit
1,073 buildings are counted in Panorama Village, and 50.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Panorama Village against the rest of the country
Inside Texas, Panorama Village sits at just the 21st percentile even though it scores 65th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Panorama Village ranks 11,140 for wildfire risk (1 is highest) and 11,449 by building count (1 is largest). Within Texas alone, it ranks 1,426 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Panorama Village and the insurance market
Panorama Village's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 50.8% of Panorama Village in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Panorama Village's 11,140-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Panorama Village, see the exposure-zones guide.