Pandora, OH
How exposed is Pandora to wildfire?
USFS scores Pandora at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 737 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pandora at the 1st percentile, close to its 1st-percentile risk score.
Pandora's building exposure, zone by zone
Most of Pandora's buildings (90% of 737) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Pandora ranks
There's little gap between Pandora's 1st national percentile and its 3rd percentile inside Ohio, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pandora ranks 31,345 for wildfire risk (1 is highest) and 14,252 by building count (1 is largest). Within Ohio alone, it ranks 1,222 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Pandora and the insurance market
Pandora's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 90% of Pandora outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Pandora's 31,345-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Pandora, see the exposure-zones guide.