Pamplin City, VA
How exposed is Pamplin City to wildfire?
USFS scores Pamplin City at the 50th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 154 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pamplin City at the 52nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
68.2% of Pamplin City's 154 buildings sit in USFS's Direct exposure zone, roughly 105 structures close enough to burnable vegetation for flame contact, not just embers — 31.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Pamplin City against the rest of the country
There's little gap between Pamplin City's 50th national percentile and its 53rd percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pamplin City ranks 15,775 for wildfire risk (1 is highest) and 26,729 by building count (1 is largest). Within Virginia alone, it ranks 320 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
At the 50th national percentile, Pamplin City rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pamplin City (68.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 154 counted buildings into the percentiles shown above for Pamplin City. For more on what direct exposure implies beyond Pamplin City, see the exposure-zones guide.