Pampa, TX
Pampa, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Pampa lands at the 98th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 10,619 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pampa at the 98th percentile, close to its 98th-percentile risk score.
Where Pampa's buildings actually sit
10,619 buildings are counted in Pampa, and 51.1% of them are Indirect exposure — ember-driven risk rather than the 5.5% in Direct exposure or the 43.4% rated Minimal. At 10,619 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Pampa against the rest of the country
There's little gap between Pampa's 98th national percentile and its 98th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pampa ranks 707 for wildfire risk (1 is highest) and 1,505 by building count (1 is largest). Within Texas alone, it ranks 29 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Pampa
Pampa's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Pampa's 51.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Pampa's figures come from
Every one of the two percentiles behind Pampa's 707-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pampa's dominant indirect exposure actually means, with real examples from across the dataset.