Palominas, AZ
Palominas wildfire risk explained
Palominas's 239 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Palominas at the 97th percentile, close to its 97th-percentile risk score.
Palominas's building exposure, zone by zone
Direct exposure dominates in Palominas: 100% of its 239 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Palominas against the rest of the country
There's little gap between Palominas's 97th national percentile and its 83rd percentile inside Arizona, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Palominas ranks 967 for wildfire risk (1 is highest) and 23,491 by building count (1 is largest). Within Arizona alone, it ranks 80 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Palominas and the insurance market
Palominas's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Palominas
Palominas's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Palominas's 967-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Palominas, see the exposure-zones guide.