Palo Pinto, TX
Palo Pinto, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Palo Pinto lands at the 92nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 255 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Palo Pinto at the 92nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Palo Pinto's building exposure, zone by zone
USFS puts 51.4% of Palo Pinto's 255 buildings in the Indirect exposure zone, versus 48.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Palo Pinto against the rest of the country
Palo Pinto's risk sits at a similar level relative to Texas (89th percentile statewide) as it does nationally (92nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Palo Pinto ranks 2,627 for wildfire risk (1 is highest) and 22,995 by building count (1 is largest). Within Texas alone, it ranks 206 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Palo Pinto
Palo Pinto's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Palo Pinto (51.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Palo Pinto's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Palo Pinto, see the exposure-zones guide.