Palmyra, IN
How exposed is Palmyra to wildfire?
USFS scores Palmyra at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 559 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Palmyra's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
Where Palmyra's buildings actually sit
559 buildings are counted in Palmyra, and 56.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Palmyra against the rest of the country
Compare Palmyra's two percentiles: 75th within Indiana, only 18th nationally — a gap of 57 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Palmyra ranks 25,809 for wildfire risk (1 is highest) and 16,419 by building count (1 is largest). Within Indiana alone, it ranks 244 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Palmyra and the insurance market
At the 18th national percentile, Palmyra rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 56.7% of Palmyra in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Palmyra's 25,809-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Palmyra, see the exposure-zones guide.