Palmyra, IL
How exposed is Palmyra to wildfire?
USFS scores Palmyra at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 518 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Palmyra at the 12th percentile, close to its 12th-percentile risk score.
Where Palmyra's buildings actually sit
Most of Palmyra's buildings (85.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Palmyra ranks
Within Illinois, Palmyra ranks higher (46th percentile) than it does nationally (12th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Palmyra ranks 27,791 for wildfire risk (1 is highest) and 17,052 by building count (1 is largest). Within Illinois alone, it ranks 778 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Palmyra and the insurance market
At the 12th national percentile, Palmyra rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Palmyra's 85.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Palmyra's 27,791-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Palmyra, see the exposure-zones guide.